Writing a college paper
Writers State The Primary Arguable Position On Their Essay Topic In The
Sunday, August 23, 2020
500 Word Short Story Essays
500 Word Short Story Essays 500 Word Short Story Essay 500 Word Short Story Essay ELA Something was diverse about this day from the second I woke up. I had been debilitated for some time and had as of late been to the vet, however today was unique. I was given a wide range of heavenly nourishment for breakfast, an incredible change from my ordinary bowl of kibbles, and my lords were continually petting me. They were directing sentiments toward me as well. How I wish I could get them. At that point the whole family conveyed me into the vehicle and we began pulling out of the carport. I love the vehicle; it ordinarily prompts some extraordinary experience or outing. Today however I was too drained to even think about putting my head out the window so I lied smoothly in there. They delicately stroked my hide saying my name again and again. It was relieving however I was too powerless to even consider raising my head or sway my tail. How I missed the days where I could move around in the grass cool as a cucumber. Presently I need assistance to just get up. They are continually ready to support me however. They appear to adore me a great deal and I love them as well. Abruptly one of them started to cry. I licked her hand, which just aggravated it. I considered what might not be right; we were basically going for a ride. The various people appeared to be quite pitiful as well, despite the fact that I could let some know of them were making an effort not to show it. At that point we maneuvered into a parking garage, yet no one got out. We stayed there, no one talking, for five minutes, at that point one of them escaped the vehicle. The time he was gone appeared to last an unfathomable length of time yet it was extremely just two minutes. At the point when he returned, he was with another man. My vet. I was eager to consider him to be he generally presented to me a treat, and sure enough in his grasp there was a little canine roll. He appeared to be miserable today however, much like my lords. He removed a needle from his sack. Out of nowhere they all began crying. They were all embracing and kissing me, which hurt a little in light of the fact that my body was so delicate. What might be going on I thought. I attempted to get up yet I couldnââ¬â¢t. I lied there, in the arms of my cherished experts as they cried surrounding me. I was so confounded yet there was nothing I could do. Caught under what appeared as though 1000 pounds I lied there. At that point I heard my vet say something and my lords gestured. My vet drew a little nearer and floated over me with the needle. Everybody had gone quiet; they all appeared to recognize what was going to come straightaway. At that point he stuck the needle into me and pushed his thumb down. Out of nowhere I felt light, and the agony was no more. I heard the sound of crying becoming further and further away. Thenâ⬠¦nothing.
Saturday, August 22, 2020
Blog and Reflective Report for Education- myassignmenthelp.com
Question: Examine about theBlog and Reflective Report for Education. Answer: On the main seven day stretch of the meeting, the general prerequisites and procedures were embraced so as to survey the understanding degree of the up-and-comers and general idea was clarified. The rudiments of configuration believing were presented and the purposes for its ubiquity in the modernized world were clarified. Certain recordings and slideshows were anticipated in the class so as to embrace the better comprehension of the ideas of the plan thinking, and how it works in tackling the issues of the customers along these lines. The belief system and the speculations were made a note of, in this manner the fundamental wellsprings of the data were featured, and in this manner the main week furnished with the flying creatures eye perspective on the all out situation of the meeting. Week 2 On the subsequent week, the educator took an exercise on the deterrents that the understudies may look in the later long periods of the critical thinking process. the advancement that the procedure requires and the utilization of the keenness in the perfect spot is a significant thought that all applicants are required to follow. The applicants are made to build up a system for planning and teaching the reasoning procedure. The errand that was given was not intricate, yet it expected opportunity to continue ahead with it. The teacher gave a brief of the evil issues that the up-and-comers may look in the later years and the arrangements alongside the issues. The hindrances to the successful taking care of the issues are likewise being talked about in the class. Week 3 In the third seven day stretch of the meeting the applicants can comprehend the gadget of the structure thinking as a procedure, as it should be. The understudies were advised about the various procedures that are remembered for the structure thinking accordingly improving the capacity of the contender to comprehend and decipher the issues relying upon their own understanding and observations. A short diagram of the various procedures that is associated with the plan believing is being disclosed to the up-and-comers with the assistance of important recordings. It helps in the better comprehension of the entire procedure of configuration thinking and in this way builds up an understanding of the understudies in this association. Week 4 The fourth week has achieved an adjustment in the plans of the educating plan. The mental attribute that influences the point of view is being presented particle this week and was informed. The mental characteristic influences the brain science of an individual, however makes it a point to control the body of the person too. The sympathy, which is viewed as one of the procedures of the structure thinking, helps the applicants in keeping up the public activity viably, gets the soundness of the connections, and in this manner rehearses the adequacy of the procedure. The business perspective that is required to comprehend the profile all the more intently is being fused in the up-and-comers in this weeks meeting. Week 5 The week showed the possibility to accumulate the experience of dealing with the circumstances in taking care of the issues of the customers. Compassion that assumes a significant job in taking care of the issues is aced in this week with a progression of exercises that help in understanding the brain science of the individuals encompassing the applicants. An issue can be fathomed just when the specialist will investigate the issue from the point of view of the customer and not the presumptions that he holds in his heart. Compassionate perspective on tackling the issues is in this way a significant advance in comprehension and taking care of the issues of the customers. The competitors were made to instill the propensity for investigating the issues from the point of view of the customer and give an answer for the difficult that has been raised. Week 6 The 6th week opens the understudy to the immediate market situation from where the understudy can comprehend the circumstance all the more intently. It is increasingly similar to a handy errand that can't be attempted adequately in a homeroom. Characterization of data and the continuous combination of the data or the difficult inquiry so as to get hold of a sensible arrangement are educated in the week. Exercises were attempted so as to upgrade the comprehension of the circumstance of the understudy. The utilization of partiality graphs in the educational plan helped the understudies in understanding the manners by which the thoughts and musings can be grouped to a particular source. The week showed the understudies the manners by which the data can be handled and in this manner introduced as it were, which is precise and far reaching simultaneously. Week 7 The seventh week achieved an adjustment in the standard educational program as it remembered the applicants dynamic cooperation for the critical thinking strategy. The up-and-comer is required to keep up a recurrence of the occasions and the issues that emerges out of obstructions influencing the viable methods for critical thinking system. The up-and-comer is required to attempt the tests so as to comprehend and work expertly in the work place. It helps in improving the applicants abilities and aptitudes in this respects. Week 8 The week showed the competitors the significance of the ideate procedure of the structure thinking so as to make the applicants mindful of the complete limitations that they may look in the working calendar. The week likewise showed the understudies to comprehend the significance of the consistency that the understudies may increase out of the tests. The thoughts that are produced by the applicants so as to tackle the issue of the customers are arranged under the procedure of ideation. It enables the up-and-comer in the better comprehension of the issues and the age of important thoughts so as to take care of the issue adequately. Week 9 The ninth week empowers the understudy to build up the models and in this way comprehend the necessities of the issues and the issues, which may emerge out of the procedure while undertaking it. It empowers the understudy to embrace tests that may record to the experience that the specific individual assembles from the errors. The arrangements that the up-and-comer proposes to the customer depend on the successive experimentation and the age of the imaginative thoughts, that helps the customer in defeating the snags with the assistance of the arrangement that has been given. The lucidity of the arrangement is a significant measure that is being instructed to the understudy, as obscure arrangements may result to errors. Week 10 The tenth week makes the understudy to assemble the subjects that has been canvassed in the earlier weeks. It is effective in its own specific manner, as the strategies helps the understudy in remaking the originations and make oneself acquainted with the procedure. It is increasingly similar to a recap meeting that the teacher takes so as to cause the understudies to recollect the early exercises that has been educated. The nuts and bolts of the structure believing are informed indeed which fits in the psyches of the understudies successfully as they have just finished and embraced the useful of the circumstances that may emerge out when they are at their particular work environment. The week resembles a finishing up week, which tests on the memory of the understudies and the input that the understudies give to their educator. Week 11 The eleventh week causes the understudies to acknowledge of their improvement in the intensity of censuring adequately on a given issue. They would now be able to enter into the profundities of an issue and instill the arrangement out of the issue. The understudy can likewise utilize the segments in the issues and connection them to their answers. It resembles finding the arrangements inside the inquiry itself. Week 12 In the absolute a week ago of the meeting, the understudies are made mindful of the precise structure thinking technique separated from the system that they are into. The manner by which legitimate structuring of the contemplations, suppositions and thoughts are attempted so as to take care of the issues is being instructed to the understudies. It makes the explaining procedure increasingly basic and brief. The fruition of the meeting will realize an adjustment in the life of the up-and-comers. They can concentrate more on the self-hierarchical aptitudes that encourages them in making the most out of their critical thinking profile. Intelligent report The structure believing is one of the most innovative methodology that can be utilized to plan the technique by the creators. This can likewise be viewed as the methodology that has been utilized to use in settling the various issues with a total significance to determine them. This can be considered extensively as the case for the expert structure making procedure and approach (Koh et al., 2015). Consequently, it very well may be expressed that the application that can be found inside the circles of the social issues has been inside the business issue too. At the point when, I was going to find out about the distinctive business thinking forms, I am not so much secure with what precisely should be done in the event of this course work. I was not even sure that what are the things that I will learn in the weeks and in what capacity will I apply my learning in the various circles of my life. While I comprehended at the underlying stage that the plan believing is the arrangement that i s basically based on the reasoning procedure that is somewhat unique in relation to the logical technique. It is viewed as a progressively inventive and viable answer for the issues included that will produce a valuable outcome for what's to come. The more I began finding out about this course work, it caused me to understand that it will make me offer things that are special and none of different courses will cause me to get this. The things that have been normal in this course of work is the extraordinary learning process and the diverse new methodologies that should be settled (Johansson?Skldberg, Woodilla etinkaya, 2013). Alongside that I have additionally understood that this extraordinary course work in the structure believing is about the distinctive plan process that incorporates the meta cognizance, insight and
Friday, August 21, 2020
Pneumatology: Spiritual Gifts Essay
There are really three scriptural arrangements of the ââ¬Å"gifts of the Spirit,â⬠otherwise called profound blessings. The three primary entries depicting the profound blessings are (Romans 12:6-8; 1 Corinthians 12:4-11; and 1 Corinthians 12:28). The otherworldly blessings distinguished in (Romans 12) are forecasting, serving, instructing, empowering, giving, authority, and leniency. The rundown in (1 Corinthians 12:4-11) incorporates the useful tidbit, the expression of information, confidence, recuperating, supernatural forces, prediction, recognizing spirits, talking in tongues and translation of tongues. The rundown in (1 Corinthians 12:28) incorporates healings, helps, governments, assorted varieties of tongues. Talking in tongues â⬠The endowment of tongues is one of the transitory ââ¬Å"sign giftsâ⬠given to the early Church to empower the gospel to be lectured all through the world to all countries and in totally known dialects. It included the celestial capacity to communicate in dialects already obscure to the speaker. This blessing verified the message of the gospel and the individuals who lectured it as originating from God. The expression ââ¬Å"diversity of tonguesâ⬠(KJV) or ââ¬Å"different sorts of tonguesâ⬠(NIV) adequately takes out the possibility of a ââ¬Å"personal petition languageâ⬠as an otherworldly blessing. The messengers were generally standard men and just a couple of them knowing another dialect other than their own. Despite the fact that there are the individuals who encourage that the endowment of talking in tongues is not, at this point a legitimate blessing, in (1 Corinthians 13) we are informed that sooner or later the sign blessings will stop. A few scholars state that the word ââ¬Å"perfectâ⬠in refrain 10 alludes to the finishing of the Revelation of God. Others train that it alludes to the restoration. I accept that God can do anything He desires. I donââ¬â¢t accept that the manner in which we see this blessing depicted today is neither enlightening to the congregation nor regarding God. On the off chance that the endowments, for example, recuperating and talking in tongues are as yet reasonable today, I accept that the blessings would be utilized so as to never carry consideration or magnificence to the person who has the blessing, which is something contrary to what we see today. Indeed, even Paul stated, ââ¬Å"yet in the congregation I would prefer to express five words with my understanding, that I may arrive at others likewise, than ten thousand words in a tongue. (1 Corinthians 14:19) I do accept that the Holy Spirit can lead any one whenever to talk in tongues whenever required by God to do as such, with specific guidelines to be followed. In todayââ¬â¢s holy places, I see the guidelines not as followed, so in this mann er I decide to trust it to be misinformed and nonexclusive, best case scenario, because of absence of understanding. Translation of tongues â⬠An individual with the endowment of deciphering tongues could comprehend what a tongues-speaker was stating despite the fact that he didn't have the foggiest idea about the language that was being spoken. The tongues mediator would then impart the message of the tongues speaker to every other person, so all could comprehend. ââ¬Å"What then will we say, siblings? At the point when you meet up, everybody has a song, or an expression of guidance, a disclosure, a tongue or an understanding. These must be accomplished for the reinforcing of the congregation. On the off chance that anybody talks in a tongue, two â⬠or at the most three â⬠ought to talk, each in turn, and somebody must decipher. In the event that there is no translator, the speaker should stay silent in the congregation and address himself and God. â⬠(1 Corinthians 14:26-28). In this section Paul gave guidelines for deliberate love. In his directions we are informed that in the event that anybody talks in a tongue, it ought to be a few and no more and somebody must decipher. What we see in most appealling chapels is in opposition to these rules. I have visited a few Pentecostal houses of worship and have never observed a scriptural showcase of the endowment of tongues. As I said previously, if the endowments, for example, tongues and mending are as yet reasonable today, they would be utilized so as to not cause to notice one individual. What I have seen didn't illuminate the congregation and it glorified God. The sign blessings were given to affirm missional disclosure. In ââ¬Å"Theology Todayâ⬠, Elmer Towns states, ââ¬Å"When developing a structure, it is important to raise framework to help development. At the point when the structure is assembled, the framework is evacuated. The sign blessings were the otherworldly framework that God utilized as His power to manufacture the churchâ⬠¦When the authority of the composed Word of God was finished, God brought the platform down. â⬠Whenever I interact with somebody who articles to my perspectives on tongues I simply clarify that the Bible invests so little energy in the subject yet we invest a lot within recent memory contending about it. There are a few places in Scripture I could set aside the effort to make my perspectives saw, however like numerous others, why burn through the time on it when it doesn't fill a need satisfying to God? Alongside the endowment of tongues, there are different blessings recorded that are as yet practical and helpful and could be utilized in support of enlighten the congregation and carry wonder to God. The sanctification of the Holy Spirit happens right now of salvation. We are totally given a similar bit of the Holy Spirit; yet the Christian life is about the Holy Spirit increasing a more area in us. There are three events in the book of Acts where talking in tongues went with the getting of the Holy Spiritââ¬(Acts 2:4, 10:44-46, and 19:6). Be that as it may, these three events are the main places in the Bible where talking in tongues is a proof of getting the Holy Spirit. All through the book of Acts, a huge number of individuals have confidence in Jesus and nothing is said about them talking in tongues (Acts 2:41, 8:5-25, 16:31-34, 21:20). No place in the New Testament is it encouraged that talking in tongues is the main proof an individual has gotten the Holy Spirit. Truth be told, the New Testament educates the inverse. We are informed that each devotee to Christ has the Holy Spirit (Romans 8:9; 1 Corinthians 12:13; Ephesians 1:13-14), yet only one out of every odd adherent talks in tongues (1 Corinthians 12:29-31). The sanctification of the Holy Spirit completes two things, first it goes along with us to the group of Christ, and second it realizes our co-execution with Christ. Being in His body implies we are ascended with Him to freshness of life (Romans 6:4). We should then exercise our profound endowments to keep that body working appropriately as expressed with regards to (1 Corinthians 12:13). Encountering the one Spirit absolution fills in as the reason for keeping the solidarity of the congregation, as with regards to (Ephesians 4:5-6). Being related with Christ in His passing, internment, and revival through Spirit submersion sets up the reason for our partition from the intensity of inhabiting sin and our stroll in freshness of life (Romans 6:1-10; Colossians 2:12). Ephesians 4:5-6 (5) one Lord, one confidence, one submersion; (6) one God and Father of all, who is most importantly, and through all, and in all of you.
WHAT I HAD TO DO: We had to create a program that would read the users :: Computer Science
WHAT I HAD TO DO: We needed to make a program that would peruse the clients input, process it and show the outcomes. HOW I CREATED THE PROGRAM: For this instructional exercise I utilized lblrpompt, txttemperature, cmdctof, cmdftoc, also, cmdexit. Self-awareness PLAN Presentation I have been approached to set up an individual report that addresses my way to deal with learning and gives an intelligent record of my encounters, of completing a progression of programming exercises. The report that I will make is a reflection upon my group and communitarian exercises, working in a gathering. WEEK 3 INTRODUCTION TO PROGRAMMING AND VISUAL BASIC Computerized CLOCK eleventh to seventeenth October WHAT I HAD TO DO: We needed to intelligently plan a computerized clock program. The program must be structured in a manner for articles to react to occasions. HOW I CREATED THE PROGRAM I utilized a mark to show the framework time in, as the necessity was to program articles to react to occasions. I utilized a name called lblToday on the grounds that marks are holders for programs-created messages. They have properties, for example, name, inscription, textual style and so on. I characterized my name with the name lblToday so I could show the right date at the time at runtime by composing the guidance lblToday.Caption=Time$. As the time would not change on the off chance that I showed the time on form_load I needed to discover an article from the tool stash which resembled a clock and at that point I put it onto my structure. I at that point changed the interim property to 1000, this was to show 1000 milliseconds. I likewise did this for the default occasion for the time article and afterward showed the time in my name. MY PROBLEMS AND HOW I OVERCAME THEN Structuring a computerized clock program utilizing visual fundamental was a very testing however fascinating undertaking for me as I had never gone over utilizing visual fundamental. From the start I thought that it was somewhat of a battle to get utilized the program and how to utilize it fittingly. Despite the fact that the takes note of that were given were very clear and when I read them I thought that making the program would be simple, anyway when I put the notes into training I discovered it very hard. The assignment was very confounding particularly the coding and getting it right, in such a case that there was indeed, even a slight mistake the program would not run effectively. Another issue I confronted while structuring this program was that when I put the clock onto the structure and ran the program the clock would not show effectively. So as to take care of my issues I counseled my gathering and
Friday, July 10, 2020
Interesting Social Topics for Working Adults
Interesting Social Topics for Working AdultsOne of the most interesting social topics that are discussed today is what to do with the children. You see, adults want to know what the proper way is to take care of the children. If you read the headlines, then you might think that only young adults are having issues with children. Well, it is not quite true.In some families, both parents need to take a step back and analyze what is happening in the home before moving forward. In other families, there are two sets of problems. The first set consists of parenting and child care issues. In many cases, the lack of communication between parents and children often has a major impact on the child's life.When discussing social topics in the workplace, one of the top topics is how to deal with co-workers. One worker has been letting it be known that she can't wait to throw the other employees under the bus. The conversations usually turn from the issue to how that person will treat people who wo rk for her or him. The other worker is wondering why she is being called to task. Both of these questions should be asked in a professional manner.Another interesting social topics for working adults is what to do about co-workers that make disparaging remarks about colleagues or co-workers. This is the reason why this topic is so common in the workplace. A colleague is being called out by the boss for their inappropriate behavior.One of the ways to handle the situation is to walk away. You never know what this individual may do when confronted with the truth. However, it is important to stay calm and just let this one person feel your disapproval. Letting them feel like they cannot handle the situation and get a rise out of you will only cause an altercation.One way to handle this situation is to calmly tell the one that is making a disparaging remark about someone else. These are the same principles that one should follow if a co-worker is being disrespectful. Simply walk away and do not give them any more ammunition.We have all heard stories of one employee pulling another out of a conversation and letting them know that this was a real issue. They were then told that their words and the behavior was unacceptable. As adults, it is our job to prevent situations from getting to this point in order to move on to having the best relationship possible.
Monday, June 29, 2020
Street v Mountford - Free Essay Example
ââ¬Å"The right to occupy land in return for payment is consistent with the grant of a lease or a contractual licence, however, the consequences of the two alternatives are very differentâ⬠(1) The reason for this difference is because under the Land Registration Act 1925, only a lease is a legal interest in land and is capable of registration. This affords the lessee a substantial number of rights including the ability to assign the interest. In contrast, a licence is essentially merely a personal right and can be revoked by a licensor much more easily than determining a lease. Licensees are also not protected by the Rent Act 1977 and this means that lessees have a much more secure security of tenure. It is essential to establish the courts interpretation as to whether a lease or a licence has been granted as it can avoid potential costly disputes in the future. Law prior to Street v Mountford In the case of Lynes v Snaith [1989] 1 QB 486 that courts decided that the fact that the defendant had exclusive possession of the property concerned, was indicative of the presence of a lease and not merely a licence. The case of Facchini a Bryson [1952] 1 T.L.R. 1386 restated this position and held that, ââ¬Å"provided the other essential characteristics of a lease were present, the grant of exclusive possession determined conclusively that the occupier was a tenant.â⬠(2) This remained the legal position pertaining to leases until the mid-Nineteenth century, when the courts proceeded down a different route. There were a series of legislative changes in the mid 1970ââ¬â¢s that resulted in the position of lessees being much strengthened in comparison to their licensee counterparts. As a result landlords, devised a method of bypassing the legislation by ensuring that they only granted licensees over their property. Landlords created a device called a ââ¬Å"non-exclusive occupation agreementâ⬠to avoid providing there tenants with the increased protection of the new legislation. These agreements essentially were a statement by the tenant that they were not entitled to exclusive possession of the property concerned and they agreed to share the property with any persons whom the landlord decided to place there. Surprisingly, the courts upheld one of these agreements in the case of Somma v Hazlehurst and Savelli [1978] 1 WLR 1014. It was stated in the judgment of this case by Cumming-Bruce L. J. that, ââ¬Å"We can see no reason why an ordinary landlordâ⬠¦should not be able to grant a licence to occupy an ordinary house. If that is what both he and the licensee intended and if they can frame any written agreement in such a way as to demonstrate that it is not really an agreement for a leaseâ⬠¦Ã¢â¬ (3) Principles Established In the case of Street v Mountford (1985) A. C. 809, it was established that the deciding factor in determining whether a lease or a licence was created was the circumstances underlying the agreement and not either the content of the agreement itself or the intention of the parties concerned. Lord Templeman commented in his judgment that, ââ¬Å"where the only circumstances are that residential accommodation is offered with exclusive possession for a term at a rent, the result is a tenancyâ⬠. (4) Three hallmarks of a lease were enunciated in this case and they were as previously mentioned: exclusive possession of the property, for a fixed or periodic time and at a rent. If these conditions were present, regardless of the content of the agreement between parties, the result was a tenancy. However, the presence of exclusive possession in the arrangement will be the deciding factor. This is the essential characteristic to determine whether a tenancy has been granted. The substance of the transaction as a whole must be examined to uncover if the occupier concerned has an actual right to exclusive possession. Assuming the occupier has exclusive possession, he will be presumed to be a tenant in the absence of any factors to the contrary. The most important thing to take from the Templeman judgment is that ââ¬Å"â⬠¦the test (used to establish whether a lease or a licence existed) was one of fact not formâ⬠(5) It should be borne in mind that this case did not completely sideline the partiesââ¬â¢ intention when they entered into the transaction. ââ¬Å"The intention of the parties is important in deciding whether or not they intended to enter into legal relations, or whether the transaction was a mere family arrangement or an act of frie ndship or generosity. This distinction as raised in Facchini v Bryson [1952] 1 TLR 1386 is still equally applicable to modern agreements, as it is one of the fundamental requirements of contract law and without it, no contract can exist. How law has developed subsequently There has been a large number of important cases in this area, that have clarified the legal position as regards to the distinction between leases and licences as expressed in Street v Mountford. The payment of rent has been held to not be an essential characteristic of a valid enforceable lease. Since common law and the definition of a lease in the Law of Property Act 1925, does not state that a lease has to be for a particular rent, it follows that this should not be held as an essential component, that could prevent an arrangement being defined as a tenancy. This approach was demonstrated by the case of Ashburn Anstalt v Arnold [1989] Ch 1. In this situation the courts decided that an agreement involving a business occupying a premises rent-free but paying outgoings was a lease and not a licence. Another matter to be considered in this case was that of uncertainty of duration. Fox LJ stated in his judgment that the arrangement, ââ¬Å"could be brought to an end by both parties in circumstances which are free form uncertainty, in relation to the duration of a term that the parties do not know where they stand. Put another way, the court does not know what to enforce. That is not the position here.â⬠(6) Another interesting case is Stribling v Wickham [1989] 211 HLR 381. In this situation there were several factors the court took into consideration when deciding that the arrangement was a licence and not a lease. The most influential factor, was that the three occupants were each individually responsible for the payment of their proportion of the rent. The other consideration the court reviewed was how the occupation of the residents was terminable. The fact that the landlord, or a ny one of the residents was able to end the occupation, by giving the other party twenty-eight days notice was viewed as significant to the outcome of the case. The case of Ogwr BC v Dykes [1989] 1 WLR 295 has demonstrated that in certain situations exclusive possession is not sufficient to create a tenancy. In this situation, the occupiers had in fact been granted exclusive possession of the property, however it was granted this by the local authority, pursuant to their statutory duties. It was held that the statutory duty under which the local authority was operating was sufficient to rebut the presumption that a tenancy had been created. The situation relating to a multiple occupancy agreement was looked at by the courts in AG Securities v Vaughan [1990] 1 AC 417. This case involved a landlord who had granted four people, four separate agreements to occupy a property, which he owned. The result would be, they collectively would have exclusive use of the property. The court decided that the four agreements were independent of one another and that the right of exclusive occupation was not conferred on any one person. Situations of this kind can generate complex legal issues and determining the issue of exclusive possession is more difficult in arrangements of this kind. ââ¬Å"In the context of multiple or shared occupation, legal characterisation of the arrangement is not a simple choice between licence and tenancy: the occupiers may be licensees; they may be joint tenants of the whole property; or they may be parallel tenants, each occupier having a tenancy of a separate part of the property.â⬠(7) The courts held in Westminster City Council v Clarke [1992] 2 AC 288 that in situations where a local authority is under an obligation to provide support for a particular individual, the treatment of the arrangement needs to be viewed in light of these obligations. In this case the court was not prepared to infer that a lease had been created in favo ur of the defendant, because of his homeless background and the fact that the local authority had provided him with exclusive possession of the property out of a statutory obligation. A similar situation existed in the case of Camden LBC v Shortlife Community Housing Ltd [1992] 90 LRG 358 and the result was also the same in this case. In Gray v Taylor [1998] 1 WLR 1093 the Court of Appeal held that in a situation involving a almshouse, despite the fact that exclusive possession had been granted, no tenancy had been created. It was held in Mikeover Limited v Brady [1989] 3 ALL ER 618, that ââ¬Å"two identical agreements which conferred on the occupiers the joint right of exclusive occupation did not create a joint tenancy because the obligation of each licensee to pay part only of the rent was genuinely intended to be entirely independent of the obligation of the other licenseeâ⬠(8) This case shows the courts reluctance in certain situations to infer a tenancy unless it is c learly apparent that one exists when all the circumstances of the agreement are analysed. The one factor that has been confirmed throughout the last twenty years, is the necessity of exclusive possession for a lease to come into existence. The case of Dellneed Ltd v Chin [1986] 53 172 is just one example of the courts upholding this defining principle. Conclusion The law surrounding the differentiation between leases and licences has been in a constant state of flux for the past hundred years, but there does now seem to be broad agreement as to precisely what will constitute a lease and what will not. The effect of the Rent Act 1977 and various amending legislation, on persons involved in residential arrangements for accommodation has been markedly reduced since the introduction of the Assured Tenancy and the Assured Shorthold Tenancy by the Housing Act 1988. This has had the effect of reducing the previously strong rights of tenants, especially involving security of tenure . There are however many tenancies that were created prior to the Housing Act 1988 and those will still be afforded the protection of the previous legislation. The effect of the current legal stance on the difference between the creation of leases and licences is still of great importance to businesses and it is an area that has been constantly litigated over since the Templeman judgment. Footnotes Land Law: Text and Materials (2nd Edition) ââ¬â Nigel P. Gravells (Sweet and Maxwell, 1999) p361 Land Law: Text and Materials (2nd Edition) ââ¬â Nigel P. Gravells (Sweet and Maxwell, 1999) p363 Somma v Hazlehurst and Savelli [1978] 1 WLR 1014 at 1024-25 Street v Mountford [1985] AC 809 at 426 Megarry and Wade ââ¬â The Law of Real Property (7th Edition) ââ¬â Charles Harpum, Stuart Bridge and Martin Dixon (Sweet and Maxwell, 2008) p737 Ashburn Anstalt v Arnold [1989] Ch 1 at 716 Land Law: Text and Materials (2nd Edition) ââ¬â Nigel P. Gravells (Sweet and Maxwell, 1999) p385 Land Law: Text and Materials (2nd Edition) ââ¬â Nigel P. Gravells (Sweet and Maxwell, 1999) p385 Bibliography Cheshire and Burnââ¬â¢s Modern Law of Real Property (17th Edition) ââ¬â E. H. Burn and J. Cartright (Oxford University Press, 2006) Megarry and Wade ââ¬â The Law of Real Property (7th Edition) ââ¬â Charles Harpum, Stuart Bridge and Martin Dixon (Sweet and Maxwell, 2008) Land Law: Text and Materials (2nd Edition) ââ¬â Nigel P. Gravells (Sweet and Maxwell, 1999) Landlord and Tenant (3rd Edition) ââ¬â Mark Pawlowski and James Brown (Oxford University Press, 2005) www.lexisnexis.co.uk www.lawtel.co.uk
Wednesday, May 20, 2020
Mission, values and key objectives of Faysal Bank - Free Essay Example
Sample details Pages: 13 Words: 3940 Downloads: 8 Date added: 2017/06/26 Category Finance Essay Type Argumentative essay Did you like this example? Organization:- An organization is a person or group of people intentionally organized to accomplish a common goal or set of goals. Faysal Bank Limited:- Introduction of Faysal Bank Limited:- Faysal Bank Limited was incorporated in Pakistan on October 3, 1994, as a public limited company under the Companies Ordinance, 1984. On January 1, 2002, Al Faysal Investment Bank Limited, another group entity in Pakistan, merged into Faysal Bank Limited which resulted in a larger, stronger and much more versatile institution. Mission:- Mission or Purpose is a precise description of what an organization does. It is a definition of why the organization exists currently. Each member of an organization should be able to verbally express this mission. A mission statement focuses on the how of your business. Faysal Bank Mission:- Achieve leadership in providing financial services in chosen markets through innovation. Values:- A value is a belief, a mission, or a philosophy that is really meaningful to the company. Faysal Bank Values:- Our daily code of conduct is exemplified by eight core values: * Threshold values values at the heart of our brand. * Differentiator values values that set our brand apart. Threshold Values:- * Integrity- Our Integrity: Our Identity * Team Work- Our Team Work: Our Asset * Respect- Our Respect: Our Duty * Professionalism- Our Professionalism: Our Competence Differentiate Values:- * Passion- Our Passion: Our Worth * Responsiveness- Our Responsiveness: Our Distinguisher * Innovation- Our Innovation: Our Strength * Compassion- Our Compassion: Our Gift Objectives:- Objectives give the business a clearly defined target. An objective is something you want to achieve. Faysal Bank Objectives:- * Prime focus to earn profit by providing values to its customers. * To provide superior services to its customers. * To provide assistance in the development of the commerce and trade industr y. * Focus on blending skills and experience towards creating an enabling environment. * Core focus is to inculcate a culture of collaboration intended to deliver world class customer service. * To promote and boost up business sector inside the country. * To provide the employment opportunities in the country. * To provide loan and advances to help out in self employment schemes * To earn profit for the bank itself and for its stakeholders. * To create maximum economic value for shareholders through constant relationship focuses on financial services. Stakeholders:- Stakeholders are individuals or groups who have an interest in an organizations ability to deliver intended results and maintain the viability of its products and services. In the development of a firms mission and vision is a good place to start, but first, of course, you must identify critical stakeholders, get a handle on their short- and long-term interests, calculate their potential influ ence on your strategy, and take into consideration how the firms strategy might affect the stakeholders (beneficially or adversely). Stakeholders can be internal as well as external Internal Stakeholders:- Internal stake holders are individual or groups inside a business or an organization. External Stakeholders:- External stake holders are individuals or groups outside the business who are interested in the decisions an organization makes. Overall stakeholders include owners or shareholders, managers, employees, customers, government, suppliers, communities and Investors. Some stakeholders may have more than one interest in a business. An employee might also be a stakeholder. Managers are employees of the business, a customer might be a member of a local community but yet they can be stakeholders. Stakeholders in a business will usually benefit from their involvement with the organization. Employees will earn money which they can spend on goods and services. Customer s will consume the goods and services supplied by the business and the government will collect tax from the organization. P2:- Evaluate the extent to which an organization achieves the objectives of three stakeholders. Interest Objectives of Stake holders:- Different Stake holders have diverse objective and they have different affects on an organization or business. According to Michael Novak following are seven points that should be kept in mind according to business ethics when developing relations with stakeholders. * Customer satisfaction by providing goods and services of real value. * Reasonable return on the funds entrusted to the business by its investors. * Create new wealth * New job opportunities * Promote invention and creativity * One of the most important is to diverse public interest into different sectors of life. Following are the needs of the stakeholders that the organization caters to for their complete satisfaction. * Shareholde rs want regular, secure and high returns. * Managers want responsibility, high rewards and a lack of interference in their actions. * Employees want high earnings, an interesting job and secure employment. * Customers want quality products at low prices and a good service * Suppliers want secure, regular and profitable orders. * Government wants to achieve a large number of goals including growth in the economy and low inflation. * The local community wants thriving local businesses which do not cause problems. P3:- Explain the responsibilities of an organization and strategies employed to meet them. Responsible Behaviour of an Organization:- Social Responsibility:- Agency theory devised by Milton Friedman says that the social responsibility of an organization is to generate the possible profit for its shareholders with fair competition, no fraud, etc. It should be understood that the managers of a firm are no more than agents working on behalf of the o wners. But at the other end, the stakeholder theory emphasizes a broader set of social responsibilities for business (Mullins, 2005). Ecological Responsibility:- Ecology and the increasing destruction of ecosystems and natural resources have a widespread concern from the public, the governments and inter-governmental agencies. Business organizations in the whole world are required to conduct an Environmental Impact Assessment (EIA) for their new operations or expansion of the existing ones. EIA is a detailed study of the likely environmental consequences of the new development, together with plans to avoid causing damage or to repair damage that cannot be avoided. The EIA takes into account whether resources used are renewable or non-renewable. Allaby elaborates that the cost of obeying regulations may inhibit innovation and apart from the economic effect, this may delay or even prevent the substitution of new products and processes for old ones. Business Ethics:- Busine ss ethics has a broad spectrum, because any action by a firm or one of its employees can be done ethically or unethically (Mullins, 2005). Thus the behaviour of a business towards its customers, competitors, suppliers, employees, the environment, local communities and other stakeholders will certainly reflect the organizational cultures in terms of ethics adopted or neglected. Sternberg includes two tests of the decency (e.g. refraining from stealing, cheating) and distributive justice (i.e. ensuring that rewards are proportional to contributions made). Therefore, an organization is said to be ethical if it satisfies three tests of: * long-term wealth growth of its owners; * common decency * distributive justice If it fails in any of these three tests, the organization is deemed unethical. Management Responsibilities:- The stakeholder view suggests that management is responsible not only to the organizations owners (Shareholders), but also has responsibilities to: * Employees * Customers * Suppliers * Competitors * The Local Community * The general public (and government) Public Relations and Corporate Image:- Corporate image describes the public attitude towards a company, or the image of the company in the mind of the general public and, perhaps more specifically, in the minds of potential customers. It is possible to promote a desired corporate image through a combination of public relations, advertising and the experiences and attitudes build up by customers over the year. (For example, the favorable corporate image of Marks and Spencer grew up over many years, without the need for substantial PR or advertising.) P4:- Explain how economic systems attempt to allocate and make effective use of resources. Economic System:- Economic systems comprises of a long list, some of which are as under:- * Capitalism * Socialism * Mixed Economy Capitalism (Free Enterprise):- Capitalism is an economic syst em characterized by a free market in which means of production and distribution (the land, factories, technology, transport system etc) are privately owned referred to as the capitalist class. The people who sell their ability to work in return for a wage or salary are referred to as the working class. The working class is paid to produce goods and services which are then sold for a profit. The profit is gained by the capitalist class. The capitalist class lives off the profits they obtain from exploiting the working class while reinvesting some of their profits for further accumulation of wealth. Socialism:- Socialism is an economic system in which the means production and distribution of goods are owned by the community collectively usually through the government. Socialism is characterized by: * Production for use rather than profit * Equality of individual wealth * Absence of competitive economic activity * Government determination of investment, prices, and pr oduction levels Mixed Economy:- Mixed Economy is an economic system which allows the simultaneous operation of publicly and privately owned enterprises. It is an economy that reflects the elements of both capitalism and socialism. In a mixed economy, the private ownership as well as the state takes part in the means of production, distribution and other types of economic activities. Allocation of Resources in the Economic system:- In capitalism, the motive for producing goods and services is to sell them for a profit, not to satisfy peoples needs. While in socialism all rights and decision are taken under the government bodies. Everyone can get benefit from that economic system while in mixed economy both socialism and capitalism take place. P5:- Discuss the impact of Social welfare and Industrial policy. Social Welfare Policy:- Modern social welfare measures may include any of the following: the care of destitute adults; the treatment of the mentally ill; the r ehabilitation of criminals; the care of destitute, neglected, and delinquent children; the care and relief of the sick or handicapped; the care and relief of needy families; and supervisory, educational, and constructive activity, especially for the young. Industrial Policy:- Government provides the financial support and capital to the private sector by direct subsidies, tax credits, or government-run developmental banks. Industrial policy emphasizes cooperation between government, banks, private enterprise, and employees to strengthen the national economy. Impact of Social Welfare Policy on Faysal bank Ltd:- As Faysal Bank is a socially responsible corporate entity so it has been a regular contributor to the society and communities it operates in. The employees of the bank established a relief fund for Internally Displaced Persons from Swat, with the bank. The bank partnered with the Institute of Business Administration (IBA) Karachi to provide Rs. 50 million over a per iod of 3-5 years for sponsorship of one academic chair in IBAs Executive MBA program. The bank even donated 183 computers to different educational institutions with a focus on promoting education for the underprivileged. Impact of Industrial Policy on Faysal Bank Ltd:- The main impact on FBL is if the government of Pakistan increases the interest rate so the all banks will get affected by this decision. Due to more interest profit will decrease and people will be reluctant to utilize the services and facilities provided by the bank. P6:- Evaluate the impact of macroeconomic policy and its influence. Macroeconomic Policy Measures:- Macroeconomic is one of the two most general fields of economics that literally means managing economics at large. It deals with the entire economys performance, total amount of goods and services produced, decision making, structure and etc. It can be national, regional, or global economy. It includes the study of GDP, unemployment rates, a nd general behavior of prices to understand how the economy works. It also develops models for analysis of national income, inflation, savings, investment, international trade and etc. Fiscal Policy:- Measures employed by governments to stabilize the economy, specifically by adjusting the levels and allocations of taxes and government expenditures. When the economy is sluggish, the government may cut taxes, leaving taxpayers with extra cash to spend and thereby increasing levels of consumption. An increase in public-works spending may likewise pump cash into the economy, having an expansionary effect. Conversely, a decrease in government spending or an increase in taxes tends to cause the economy to contract. Fiscal policy is often used in tandem with monetary policy. Until the 1930s, fiscal policy aimed at maintaining a balanced budget; since then it has been used countercyclical, as recommended by John Maynard Keynes, to offset the cycle of expansion and contraction in the e conomy. Fiscal policy is more effective at stimulating a flagging economy than at cooling an inflationary one, partly because spending cuts and tax increases are unpopular and partly because of the work of economic stabilizers. Impact of Fiscal Policy on Faysal Bank Limited:- Due to rise in rate of taxation the selected organization has to pay extra taxes, and due to this it will cause reduction in investment because of less earnings and high taxes. The enlargement in the government expenses or payments will increase employment rate as well as the purchasing power of the people means they will spend more. This will cause rise in demand of hospital facilities and services. Monetary Policy:- Measures employed by governments to influence economic activity, specifically by manipulating the money supply and interest rates. Monetary and fiscal policy are two ways in which governments attempt to achieve or maintain high levels of employment, price stability, and economic growth . Monetary policy is directed by a nations central bank. In the U.S., monetary policy is the responsibility of the Federal Reserve System, which uses three main instruments: open-market operations, the discount rate, and reserve requirements. In the post-World War II era, economists reached a consensus that, in the long run, inflation results when the money supply grows at too rapid a rate. Impact of Monetary Policy on Faysal Bank Limited:- The supply of money will reduce, and the flow of money will be a smaller amount due to all this it will affect the business performance. Decrease in business actions will decrease buying power of people and income rate. Due to more interest profit will decrease and people will buy less services and facilities from the selected organization. M1:- Give your judgments about the organizational performance in achieving its objective and also satisfy its stakeholders. Banks Performance:- 2009 was the first year of implementation of banks five year strategy developed in 2008. The bank made considerable progress in all five pillars of strategic focus i.e. Customer Franchise, People, Risk Management, Processes and Financial Perspective. Customer Franchise:- Keeping in view the objective of being the bank of choice for customers, new initiatives were undertaken during the year. To improve customer experience, a service quality department was set up which developed a comprehensive service quality program covering customer experience measurement, process refinement and employee engagement. Islamic Banking: Barkat Islamic Banking was launched, that introduced Shariah compliant banking transactions. Alternate Delivery Channels: The Bank expanded its ATM network by adding 23 new ATMs taking the total ATM network to 116 ATMs across the nation. The bank also introduced real time Cash Deposit facility through ATMs on 13 Cash Deposit ATMs in selected cities. People:- Organizational structures across all functions were reviewed and aligned to focus on business, risks, costs and clarity of roles and responsibility keeping in view with the best practices. Similarly HR policies were reviewed and have been revised. A new performance management system was introduced. Trainings were also conducted for soft skills development of employees. Risk Management:- The Risk Management Framework was revitalized through inclusion of following functions:- * Special Asset Management Group focusing on account recovery and classified exposure management, and * Credit Administration Department engaged mainly in credit monitoring and security documentation. Processes:- The bank centralized five operational hubs into a processing centre for providing seamless services from one single location to the entire branch network. Two geographically separate centralized operation clusters have been created to behave as a backup site for each other in case of a major disaster at one location. Financial Perspective:- In line with the organizational setup, the MIS setup of the bank has also been changed from geographical to functional. During the year MIS level was graduated to the next level i.e. from business segment level to customer level. M2:- Discuss how much the organization acting responsibly under current circumstances. There are various ways and methods for an organization to consider so they can act responsible, however those various ways and methods also depend on the kind of organization you are working with. However, the organization we have selected to write upon is the banking sector. Banks are situated at at places ideal for customers and are environment friendly, as building do not pose threats to the environment. Given the nature of the bank work, which is mainly clerical or administrative, employees are not subject to occupational health hazards. However, a variety of occupational risks to health do exist in the banking sector, as in other cler ical occupations. It is the important for the employees health that adequate standards of hygiene, cleanliness and comfort are maintained in the workplace. It is difficult, to single out health risks involved to the banking sector that are not common to other clerical occupations and it is even more difficult to isolate any special problems in this area for employees of multinational banks. In the majority of cases, foreign and domestic banks are moreover governed by the same legislative standards with regard to health and safety and hygiene in workplaces, which are said to be respected by foreign banks and enforced through inspection at regular intervals. In a number of countries, particularly in Europe, enterprises of a certain size are obliged by law to set up a joint committee on safety and health to monitor the application of legal provisions, point out deficiencies and make suggestions for improvements. Many of the large banks have gone far beyond the legal prescriptions in their concern for protecting their employees health. For example, in a number of cases they have organized training sessions for employees on safety and health problems, precautionary measures in the workplace, fire prevention and other security matters. Ethical codes are rooted in a wider value system, as to what is right or wrong. Companies do have ethical responsibility and are not protected by limited liability from the consequences of their actions. A companys record and the perception of its ethics affect its reputation and ensure long term success or failure. The financial community has a history of placing moral considerations above legal or opportunistic expedients. But we are often exposed to moral dangers. Bankers role is one of stewardship based on trust. They are trusted by the people who ask them to look after their money and they have a duty to lend that money responsible. Banking is about rewards reflecting real risks and ethical considerations form an impo rtant part of their risk taking activities. The welfare of borrowing customers money, in good times and bad is of major concern in any business proposition. Bank depends on people to run their business and to reflect their ethical standards. Banks have to let their people know what is expected of them. A bank responsibility extends to Government, customers, shareholders, staff and community. In the future, as the banks face increasingly complex and conflicting issues, their resolve and commitment to ethical behaviour will be tested. D1:- Justify a choice of a new mission statement salient features. Mission Statement for Faysal Bank Limited:- Focusing on the customers loyalty by providing standard financial services, through developing and delivering innovative products and services keeping in view the stakeholders profitability. Features:- * Customers loyalty * Financial Services * Innovation * Stakeholders Profitability Customer Loyalty:- Objective of the bank is to provide valuable and superior services to customers, so for this the Bank is focusing on close and long term relationship with customers. Their prime aim is to facilitate their customers with more advanced financial services, so to make them loyal. Financial Services:- Objective of the bank is to provide assistance for an individual and business, so the bank is providing mixture of financial services to an individual and businesses for the development and promotion of individuals life and commerce. Innovation:- The focus of bank is to bring more new ideas in their services to their customers. Which will increase the market share of the bank and will led the bank serve more customers. Stakeholders Profitability:- By providing valuable services and innovation it will increase the stakeholders wealth. D2:- Recommend the broad strategies to achieve stakeholders Objective successfully. Strategies:- * Focus the business on the groups core skil ls and process technology. * Position the group in growth markets where our core skills are applicable. Environmental Technologies Division, which combines the skills in catalysts and process technology, is well positioned to serve these emerging markets. * Differentiate their strategies by using our world class technology. We will continue to invest significantly in research and development to develop new products and manufacturing processes. Technology is the key driver for most of the businesses and because of that organizations have a strong science base with technical centers located in all our major markets. * Maintain strong relationships with major customers, suppliers, government bodies and other stakeholders by investing resources on joint projects to ensure the group is well positioned for future market development. * Continue to invest in employees to ensure they are well trained, motivated and encouraged to meet the challenges of the future. * Ensure the business is run in a sustainable way by using resources efficiently. M3 D3:- What are the response of an organization towards social industrial policy and recommended solution. Social Welfare Policy:- The impact of Social Welfare Policy on Faysal Bank is sometime positive and negative. In case of providing free education and medical treatment etc the bank has to spent money which can affect their financial position. While on other hand, by providing these facilities students get motivated. The Bank provides facility of internship to fresh students to develop their practical skills. Faysal Bank provides Gratuity Fund to their employees. The Bank provides fund to IDPs, earthquake/flood affected people, in case of natural disaster in the country. Industrial Policy:- Industries are growing in this leading age so the Faysal Bank is also one of the leading Bank in the banking sector of Pakistan. The Bank provides variety of products of standardized nature which encourages the bank position to be stable in that sector. Against other competitors in the Banking sector, the Faysal Bank has provided innovative products and services to their customers and to business. Providing loans to businesses and encouraging different businesses and providing standard services by Faysal Bank is representing that the bank has given full response towards the industrial policy. Observation and Conclusion:- I observed Faysal Bank Limited a financially sound bank. Its profits are increasing year by year. Their staff is very good and sincere with the bank. According to my research Faysal Bank is not yet facing any major problems regarding Social Welfare Policy and Industrial Policy. Faysal Bank views specialization and service excellence as the cornerstone of its strategy. The people at Bank realize that innovation, creativity, reliability, customized services and their execution are the key ingredients for their future growth. They are aware that they have stepped i nto 21st century and they must meet its challenges by acquiring the highest level of technology. They will thus be accelerating their technological advances to enable them to distribute their products and services through most efficient and high technology means. Donââ¬â¢t waste time! Our writers will create an original "Mission, values and key objectives of Faysal Bank" essay for you Create order
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